Your children’s possessions should be protected by your home insurance policy, whether your child is at home or away. Good home insurance can even insure your children’s possessions when they go off to university – so your child’s treasured belongings will be protected against loss or theft.

Some home insurance may not cover your child’s possessions. You may find that if your child suffers theft, damage or loss of possessions, that your property insurance does not cover it. Compare a range of home insurance providers, and you will see whether your insurance broker includes your children’s belongings in your home insurance cover.

As younger generations become more hi-tech, your children may have a considerable amount of valuable belongings which should be listed in your policy. Your child might use their computer to download music, write essays or email you at home – so the PC or laptop is sure to be important to them. Electronic goods, home computers, printer or scanner, musical instruments, TVs, notebooks, Xbox, valuable clothes, iPods, mp3 players or other musical devices – these are all possessions which should be covered on your home insurance policy.

If your child goes to university, they are likely to take many of their possessions with them. If your home insurance policy covers these possessions, then your child can feel more secure in the knowledge that they are protected against loss, damage or theft. Good home insurance companies may offer up to a specified amount for your child’s belongings whilst they are at university in the UK.

You should still encourage your child to take safety seriously, even if your home insurance covers their possessions. Security cables can deter thieves, for example, as they secure portable items such as laptops, TVs and games consoles to a heavy, immovable item of furniture. Your child should also take extra precautions with securing windows and doors to prevent theft. They may also want to consider a good lock on their door, especially in halls of residence where many people are coming and going from the property.

By taking good security measures and insuring your property with good home insurance that also covers your child’s belongings, you can help secure your child’s most precious possessions.

About John Lewis Insurance:

John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include car, life, travel, wedding, event, pet and home insurance products.

For more information about John Lewis Home Insurance please visit the website here – www.johnlewis-insurance.com/homepage/home-insurance.html.